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Builder Division Mortgage Loan Officer - Remote

Builder Division Mortgage Loan Officer - Remote

Job ID 
Job Locations 
US-CA-Remote - can be any state
Job Type 
Regular Full-Time
Builder Division

More information about this job


BofI Federal Bank [NASDAQ: BOFI] with approximately $8.5 billion in assets,  is one of the fastest growing on-line banks in the nation and rated Top 5 of internet banks in the country!  


Work remote from anywhere for a San Diego based high profile company!


Mortgage Consultants in the Builder Lending Division are primarily responsible for originating new residential purchase mortgage loans with a focus on Homebuilder referrals. In doing so they need to be able to perform numerous tasks, these tasks include,  but are not limited to: responding to customers via phone or email, analyzing credit requirements of the borrower, working with realtors/home builders/referral partners and protecting the Banks future interest. The following items below list the numerous characteristics and tasks that the Mortgage Loan Originator needs to portray every day.

  • Consult with home purchase clients about current and future needs to help them achieve their financial/homeownership goals
  • Identify and construct lending solutions based on unique homeownership goals
  • Analyze applicants' financial status, credit, and property evaluations to determine preliminary home loan eligibility
  • Solicit Homebuilders and develop an ongoing partnership
  • Solicit Realtors for referral partnerships and develop a realtor referral based prospect source
  • Actively manage purchase leads and meet minimum conversion (lead to fund) requirements
  • Educate clients on various types of loans and credit options
  • Complete purchase loan applications, interest rate locks and move files into processing and underwriting
  • Provide exceptional service through the loan process from application to closing
  • Work with clients to keep loan processing moving forward while maintaining exceptional service levels through close
  • Establish trust and build rapport with clients/Builders/referral partners

Key Skill Sets or Knowledge Requirements:

  • Mortgage origination
  • Nationwide Mortgage guidelines
  • Sales experience
  • Existing Builder relationships
  • Fast paced, highly competitive
  • Exceptional written and verbal communication skills

Desired Career Experience & Education Requirements:

  • High School Graduate 
  • 1 year of retail lending experience or a finance related position with a focus on Builder referrals


  • Bachelor's degree


Job Functions & Work Environment:


While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.   The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.


Equal Employment Opportunity:


BofI Federal Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex , gender identity and expression, sexual orientation, national origin, ancestry, citizenship status, uniform service member and veteran status, marital status, pregnancy, age, protected medical condition, genetic information, disability, or any other protected status in accordance with all applicable federal, state and local laws. Candidates must possess authorization to work in the United States.