• Underwriter

    Job Locations US-NV-Las Vegas
    Job ID
    Job Type
    Regular Full-Time
    Single Family Mortgage
  • Description:

    BofI Federal Bank [NASDAQ: BOFI] with over $9 billion in assets, is one of the fastest growing internet banks in the nation and is rated in the top 5 of online banks in the country!   We are very forward thinking, technologically sophisticated, and a pioneer in our industry!


    • Review all loan documentation submitted by processing for initial underwriting decision and conditional approvals
    • Evaluate credit history, income, assets and current liabilities for ability to repay
    • Conduct careful risk analysis and exercise good judgment to determine if loans conform to applicable underwriting guidelines for sale on the secondary market
    • Requires proficiency and in-depth knowledge of FNMA, FHLMC, HUD guidelines
    • Review and response to investor suspense items related to Credit for loan sales

    Key Skill Sets or Knowledge Requirements:

    • Multiple years of experience in an underwriting department of a lender
    • Must have in-depth knowledge of FNMA and HUD guidelines
    • Knowledge of investor guidelines and suspense clearance for loan purchase
    • Attention to detail is a must, along with a keen eye for identifying problems on a loan
    • Ability to work in a team environment
    • Willingness to perform multiple functions throughout the day as the need arises
    • Strong math skills and computer literacy

    Desired Career Experience & Education Requirements:

    • 3+ years as a conventional and/or government loan underwriter
    • Proficiency with non-agency / nonQM investor guidelines
    • High school diploma


    • Bachelor's degree from an accredited college or university


    Job Functions and Work Environment:


    While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.


    The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.



    Equal Employment Opportunity:


    BofI Federal Bank is an equal opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state and local laws.


    Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
    Share on your newsfeed